Real-Time Credit Monitoring and Management
Credit Watch provides a comprehensive solution for monitoring and managing your credit profile with real-time insights from Experian, Equifax, and TransUnion. Through a personalized portal, users can access detailed credit data and track their credit score trends with a 12-month history graph. This visualization highlights changes in credit scores, helping identify potential fraud or significant financial events.
The service includes full credit reports refreshed monthly, offering a deep dive into credit summaries, scores, personal information, credit accounts, inquiries, public records, and seven years of history. Reports can be easily viewed, emailed, or downloaded for convenience.
Real-time credit alerts notify users of any changes to their credit profile, such as new inquiries, account updates, or modifications in public records. These alerts provide timely warnings of potential fraud and enable users to respond proactively to protect their credit standing.
Credit Watch offers transparency, security, and control over your credit data, enhancing fraud detection and promoting long-term credit health. With its intuitive platform and real-time notifications, Credit Watch ensures users are empowered to manage their credit effectively and stay ahead of potential risks.
Credit Watch Feature
- Comprehensive Credit Monitoring and Management
- Real-time monitoring of credit data from all three major credit bureaus: Experian, Equifax, and TransUnion.
- Offers a complete picture of credit profiles, empowering clients to stay informed and proactive.
- Personalized Portal with Credit Score Tracking
- Provides access to a user-friendly portal accessible via desktop, mobile devices, or an app.
- Features a homepage with Credit Score tracking graphs displaying up to 12 months of history.
- Visualizes credit trends and significant changes, helping clients identify potential fraud or opportunities.
- Detailed Full Credit Reports
- Includes comprehensive credit summaries and insights, such as:
- Credit scores and influencing factors.
- Personal identification information.
- Details of all credit accounts.
- Credit inquiries.
- Public records and liens.
- Seven years of credit history.
- Reports are refreshed monthly by default but can be updated daily, weekly, or per specific needs.
- Clients can view, email, or download reports directly from the portal.
- Credit Alerts and Notifications
- Real-time alerts notify clients of changes to their credit profile, such as:
- New inquiries.
- Account updates.
- Public records modifications.
- Alerts highlight potential fraud or credit-impacting events, enabling clients to act quickly.
- Key Benefits
- Provides transparency and control over credit data.
- Enhances fraud detection and prevention.
- Promotes long-term credit health and client engagement through real-time updates and actionable insights.