Frequent Ask Questions

The reality is that the county recording systems across the United States are exposed to fraudulent, erroneous, and illegitimate recordings. Title Watch stands as your defense against such crimes.

In an era of digital records, thieves can effortlessly find what they need online. By filing counterfeit documents with your local county, they can transfer your title away from you.

Fraudsters can exploit your home's equity to secure loans or even sell the property outright. They vanish with the funds, leaving you to untangle the subsequent complications.

Once the thief disappeared with the money, and the property is encumbered by loans, homeowners are left to navigate a complex situation. Proving the fraud becomes an uphill battle, plunging the legitimate property owner into a nightmare of legal and financial difficulties.

A prevalent misunderstanding exists regarding the scope of homeowner's title insurance. The title insurance policy acquired at the time of purchasing or refinancing your home extends protection only up to the transaction date. It offers no safeguard against fraudulent activities or illegitimate recordings that occur after your property acquisition.

Throughout your property ownership, numerous documents may be recorded against your personal name or the legal entity holding your real estate title, both voluntarily and involuntarily. Many of these records, such as unpaid building permits, unfiled income taxes, or disputes with contractors, can lead to liens and assessments attached to your name and subsequently to your real estate assets. These filings often remain unnoticed on your credit report, only emerging when you attempt to sell or refinance your property. This phenomenon, known in the Real Estate Title Industry as the General Index, can result in unexpected financial liabilities due to accumulated interest and penalties. Title Watch's General Index Monitoring service diligently scans this database for any records matching your name or company, ensuring you are proactively protected against unforeseen claims on your property.